Terms & Conditions

1.1 Introduction

These Terms & Conditions govern the use of this digital platform and its related services. The platform provides tools for managing personal information, digital contact cards, reminders, events, tasks, and financial tracking.

By accessing or using the platform, you agree to comply with these Terms. If you do not agree with these Terms, you should discontinue use of the services.

1.2 User Eligibility

• Users must provide accurate and complete information during registration.
• You are responsible for maintaining the confidentiality of your login credentials.
• You agree not to share your account access with unauthorized persons.

1.3 Services Provided

The platform may provide the following services:

• Creation and sharing of digital contact or visiting cards
• QR code-based contact sharing
• Task, reminder, and event management tools
• Birthday or important date notifications
• Personal income and expense tracking features
• Data visualization such as charts and financial summaries
• Optional payment-related services where applicable

1.4 User Responsibilities

You agree to:

• Provide accurate and updated information when using the platform
• Use the services only for lawful purposes
• Not attempt unauthorized access to other accounts or system data
• Not misuse the platform for fraudulent or harmful activities

1.5 Payments

• Payments made through the platform may be processed via third-party payment providers.
• The platform acts only as a facilitator and does not store sensitive card or banking details.
• Users must verify payment details before completing transactions.
• The platform is not responsible for payment failures caused by banks, payment gateways, or network issues.

1.6 Notifications

• The platform may send reminders, alerts, or notifications related to tasks, events, or system updates.
• Users may manage notification preferences through application settings where available.

1.7 Data Accuracy

Users are responsible for ensuring the accuracy of the information they enter. The platform is not responsible for incorrect data, records, or financial information entered by users.

1.8 Limitation of Liability

The platform shall not be liable for:

• Loss of data due to user actions or device issues
• Financial decisions made based on recorded data or analytics
• Service interruptions, downtime, or technical issues
• Errors caused by third-party service providers

1.9 Account Suspension or Termination

• Accounts may be suspended or terminated if misuse or violation of these Terms is detected.
• Users may stop using the platform at any time by discontinuing use or requesting account deletion.

1.10 Changes to Terms

These Terms may be updated periodically. Continued use of the platform after changes indicates acceptance of the revised Terms.

1.11 Governing Law

These Terms shall be governed by and interpreted in accordance with the applicable laws and regulations of the jurisdiction in which the platform operates.